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Owner Finance, Lease Purchase, and Lease Option Homes

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We have homes for sale from flexible & motivated sellers. A sale by owner could be done several ways: Besides lease options or lease purchases, "owner financing" is another good option for you, instead of getting a "sub prime" loan or "bad credit loan".

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Some of these home purchase methods may be appealing and quite useful. Just making your payments on time will go a long way. Some sellers may have other creative ways to help you. Don't forget to visit the home buyer articles page.


News and Information For Buyers And Sellers

Rental Property - Refinance, Don't Sell You own a rental property for years, and never see the "big pay-off." Is it time to cash in on your investment, now that you've paid down the mortgage, and values are up? Maybe not. The Problem With Selling Selling means you'll have to pay a large capital gains tax. This can be avoided if you reinvest through a 1031 exchange, but then the point is that you want your money, right? Also, a good rental gets more income as rents go... (more)

Buying Rental Property Safely Be careful when buying rental property. We stayed at a motel for a week one winter. The bill showed twice what it should have, but since I already paid the correct amount in cash, I thought nothing of it. When we noticed that the lobby and swimming pool were unheated, we thought it was frugality. Only a year later, when I read a news story about a new owner struggling to make the motel work, did I realize what was going on. The owner had been planning... (more)

Buying Houses For Sale By Owner Houses for sale by owner, also known as "FSBOs," are a unique case in real estate investment. Buying from an uninformed seller who thought he knew enough to handle everything by himself can be frustrating. It can also be very profitable if you are prepared. Why do people try to sell a house on their own? Only one primary reason comes to mind: To save the sales commission. Of course they usually underestimate the cost and complexity of going... (more)

Categories of Real Estate Investment Below are ten categories of real estate, and different ways to invest in them. The best one for you is something only you can decide, according to your particular needs. To help you do that, I list a couple good points and bad points for each type. 1. Renting single family homes. Good points: An easier way to get started, and good long term return on investment. Bad points: Being a landlord isn't much fun, and you typically wait a long time for... (more)

Offer To Purchase - Clauses You Need An offer to purchase is a legally binding document, not just a casual negotiating tool. The moment the seller of the real estate signs your offer, you are obligated to live up to its exact language. Since you can write the offer how you want to, why not include the clauses that smart buyers use to protect themselves? You can also use language that will save you money. The Offer To Purchase - Important Clauses Inspection contingency clauses. You want ... (more)

Do Your Own Home Inspection Is there any good reason to do your own home inspection? How about to get a better deal. Every flaw you can find is a negotiating point. You don't have to learn building codes, and you probably should use a professional inspector in any case. The point of learning what to look for is to protect yourself and get a better deal. Home Inspection - Use A Checklist A good home inspection checklist, keeps you from forgetting things. I have more than a... (more)

Ten Creative Financing Techniques Do all the creative financing techniques you hear about really work? Yes, actually. They probably have all worked somewhere for someone at least once. The point isn't if they will all work for you. The point is to know what is possible, so you can find your own creative ways to invest in real estate. Here are ten methods to get you thinking. 1. Hard money lenders. You can ask around or find these online. They specialize in short-term loans at ... (more)

Rental Properties - 10 Cash Flow Tips What if you want better cash flow from your rental properties? You can't just raise the rents arbitrarily. If tenants leave, income goes down, not up. There are other ways, though, including the ones listed below. 1. Install coin-operated washing machines. Even if you don't have the money to do this yourself, you can find a company that will do it for you, and share the income with you. 2. Rent extra parking space. When I got tired of a... (more)



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